Even Life Insurance Actuaries Are Coming Around on Pot


A copy of Contingencies—the official magazine of the American Academy of Actuaries—came in the mail on Monday. I don’t know why—I’m not an actuary; I’m not even in a celebrity death pool. But there’s some interesting stuff in there. AAA president Mary D. Miller, in a column titled “It Takes an Actuary,” boasts that “our world will be more vital than ever” in the era of drones and Big Data, as people find more and more innovative ways to die; the puzzle columnist is retiring.

But I was mostly struck by the cover story:

Contingencies! Tim Murphy

Weed!

With the legalization movement racking up victory after victory, the writer, Hank George, seeks to correct a misunderstanding among his actuarial colleagues—that marijuana “conferred the same relative mortality risk as cigarette smoking.” To the contrary, he writes, “recreational marijuana users enjoy better physical fitness and get more exercise than nonusers” and “have even been shown to have higher IQs.” He concludes: “The tide is turning—life underwriters would be wise to be at the front end of this curve, and not stubbornly digging in their heels to the detriment of their products.”

For now, at least, life insurers are still holding the line on pot smoke as a vice on par with cigarettes. But it’s a testament to how far the legalization movement has grown beyond its hippie roots that even the actuaries are starting to fall in line.

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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