Domestic Abuse: A Pre-existing Condition

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Insurers in eight states consider domestic violence to be a pre-existing condition, as Ryan Grim of HuffPo reported in this excellent piece. One of them is Mississippi. So the Jackson Free Press spoke to the state’s top regulator, Mike Chaney, to find out how this happened. Chaney blamed the legislature:

“Would I do something about it? Hell, yeah, I’d do something about it, but I’m a regulator, not a legislator. I have to come to terms with that every week,” Chaney said. “The whole situation is bad. Let’s say a woman works with a company that had Blue Cross/Blue Shield, and she gets beat up in her house and Blue Cross says ‘we’re not covering you because getting beat up is your pre-existing condition.’ That’s terrible.”

 

So what do the lawmakers say? Here’s GOP state senator Dean Kirby, until relatively recently the chair of the insurance Committee:

“I didn’t even know we allowed for them to deny coverage due to domestic abuse,” Kirby said. “I wonder how long that’s been on the books, because I certainly didn’t pass it, and I’ve been on the committee for 12 years,” Kirby said. “I would think that the chairman of the insurance committees in the House and Senate would consider seriously changing that law.”

As Grim noted, in 2006 Sen. Patty Murray (D-Wash.) tried to make it illegal to declare domestic abuse a pre-existing condition. But her measure got killed by 10 Republicans—one, Mike Enzi, said such a regulation would make insurance too expensive for everyone else. Murray’s trying again in this year’s health care reform push.

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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