Debt Collectors: How Low Will They Go?

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Not only are local DAs farming out debt collection to sleazoids who then get to be pretend to be law enforcement officials, but guess what else? Debt collectors are now gunning after the dead. From the NYT: 

“The banks need another bailout and countless homeowners cannot handle their mortgage payments, but one group is paying its bills: the dead.

Dozens of specially trained agents work on the third floor of DCM Services here, calling up the dear departed’s next of kin and kindly asking if they want to settle the balance on a credit card or bank loan, or perhaps make that final utility bill or cellphone payment.

The people on the other end of the line often have no legal obligation to assume the debt of a spouse, sibling or parent. But they take responsibility for it anyway.”

You have to read the whole piece to understand just how scuzzy their methods are, especially at a time when so many are financially devastated. They give these operators special classes in faking empathy and other forms of emotional blackmail. The only bright spot is that about half of DCM’s grave robbers don’t make it past the first 90 days of torturing an unemployed person whose mom just died. Yoga and foosball is enough to get the rest of them through the day, though.

Imagine DCM going bankrupt (i.e. corporate death). Would it still pay the debts it had legally incurred but was no longer legally responsible for? Yeah, that could happen.

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Truth #1: The chaos is the point.

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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