Insurance Companies Continue to Screw Katrina Victims

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Victims of Hurricane Katrina have been screwed so many times. First it was by the local government, then by the federal government, and finally by insurance companies that have been weaseling out of their obligations to policyholders from the start. Yesterday, insult was added to injury when the Fifth Circuit Court of Appeals ruled that insurance companies, including some of the big dogs like Allstate and Travelers, don’t have to pay for losses caused by flooding. The policies only cover wind and rain damage.

The shady dealings are sort of fuzzy. Apparently, many of the homeowners were assured that their policies provided full hurricane coverage. Also, some of the houses and businesses were destroyed by wind and rain hours before waters breached the levies and flooded New Orleans. Katrina victims may still have a chance for mercy. The case will head to the Louisiana Supreme Court next, and there are several similar civil suits waiting in the wings.

—Celia Perry

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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