Trump May Be Planning His Biggest Obamacare Sabotage Yet

Albin Lohr-Jones/Pacific Press via ZUMA

For indispensable reporting on the coronavirus crisis, the election, and more, subscribe to the Mother Jones Daily newsletter.

Bear with me for a bit. Here’s a description of a provision that was in the Senate health care bill that failed in July:

The Senate Better Care Reconciliation Act (BCRA), a proposal to repeal and replace the Affordable Care Act (ACA), includes a provision to create new association health plan options for small employers and self-employed individuals. These so-called “small business health plans” (SBHPs) would be considered part of the large group market, which has different rules than the small group market. In particular, the ACA requirement that premiums cannot vary based on health status does not apply in the large group market. Neither does the requirement for policies to cover ten categories of essential health benefits. If enacted, this provision would considerably disrupt the small group market because small employers could seek lower rates or less comprehensive coverage in an SBHP when their employees are healthy, but theoretically move back to regular small group market plans if an employee becomes ill.

Got that? “Association” health plans, which usually cover small groups, would have been allowed to offer plans that didn’t protect pre-existing conditions and didn’t offer all the essential benefits of Obamacare.

Presumably, this means I could have set up the “Friends of Kevin Drum” association and offered a really cheap health insurance plan. It would have been cheap because I would have accepted only healthy customers and I would have offered very limited coverage. If lots of people followed my lead, the Obamacare exchanges would lose nearly all their healthy customers, leaving them only with older, sicker customers. As you can imagine, that would be a disaster.

So it’s a good thing we dodged that bullet. Unless maybe we didn’t. Andy Slavitt reports that Donald Trump is about to sign an executive order implementing this particular provision of the Senate bill:

If this is true, it would be the most massive sabotage of Obamacare yet. It would also end up in court almost instantly, so it probably wouldn’t take effect soon, and might eventually be struck down. But even so, it would send a blaring signal that Trump is absolutely dead set on killing Obamacare one way or another. There aren’t many insurance companies who will stick with the exchanges once it becomes clear just how dedicated Trump is to this cause.

SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

payment methods

SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

payment methods

We Recommend

Latest

Sign up for our free newsletter

Subscribe to the Mother Jones Daily to have our top stories delivered directly to your inbox.

Get our award-winning magazine

Save big on a full year of investigations, ideas, and insights.

Subscribe

Support our journalism

Help Mother Jones' reporters dig deep with a tax-deductible donation.

Donate